VAFORMS.NET – VA Form 26-8812 – VA Equal Opportunity Lender Certification – The U.S. Department of Veteran Affairs (VA) offers a wide range of services to help veterans and their families meet the challenges of everyday life, including access to housing and loan programs. For lenders interested in participating in VA loan programs, it is important to understand the Equal Opportunity Lender Certification process required by VA Form 26-8812.
Download VA Form 26-8812 – VA Equal Opportunity Lender Certification
|Form Number||VA Form 26-8812|
|Form Title||VA Equal Opportunity Lender Certification|
|Edition Date||June 2022|
|File Size||18 KB|
What is a VA Form 26-8812?
VA Form 26-8812, the VA Equal Opportunity Lender Certification, is a form used by lenders to certify their compliance with all applicable fair housing and equal opportunity laws. It’s an agreement between the lender and the U.S. Department of Veterans Affairs that states any borrower who applies for a VA loan will be treated fairly and without regard to race, color, religion, sex or national origin. In other words, it certifies that no applicant will be denied a home loan because of these factors.
By signing this form, lenders agree to follow all rules and regulations set forth by federal government agencies such as the Federal Trade Commission (FTC) and the Department of Housing and Urban Development (HUD). This form also requires lenders to report any discriminatory lending practices they become aware of in order to remain compliant with federal policies.
Where Can I Find a VA Form 26-8812?
The Department of Veterans Affairs (VA) has made it easy for veterans and service members to obtain financing for their home loans. VA Form 26-8812 – VA Equal Opportunity Lender Certification, is an important document in the mortgage application process that allows lenders to verify a veteran’s eligibility for a loan. This form is also required by some mortgage lenders when refinancing a house.
Veterans can easily find VA Form 26-8812 through the official website of the Department of Veterans Affairs. They will need to first log into their My HealtheVet account and then select ‘Forms & Publications’ from the main menu on the homepage. From there they can search for ‘VA Form 26-8812 – Equal Opportunity Lender Certification’, which will open up a downloadable PDF version of the form.
VA Form 26-8812 – VA Equal Opportunity Lender Certification
The VA Form 26-8812, VA Equal Opportunity Lender Certification is an important form for potential borrowers who are looking to obtain a loan through the Department of Veterans Affairs (VA). This document is required in order for a lender to verify that they are compliant with the Equal Credit Opportunity Act (ECOA) and any other applicable federal, state, and local laws. The form provides lenders with information about the borrower’s military service history, creditworthiness, financial resources, and special benefits associated with their status as a veteran or other eligible person. It also ensures that lenders understand the unique circumstances of veterans and their families when it comes to accessing credit.
For veterans applying for a loan through the VA home loan program, completion of this form is mandatory. It serves as proof that lenders are providing equal access to credit regardless of race, sex, or age.
VA Form 26-8812 Example